WHY YOU NEED A REALTOR®

WHY YOU NEED A REALTOR®

A licensed real estate professional provides much more than the service of helping you find your ideal home.
Realtors® are expert negotiators with other agents, seasoned financial advisors with customers, and superb navigators around the local neighborhood. They are members of the National Association of Realtors® (NAR) and must abide by a Code of Ethics and Standards of Practice enforced by the NAR. A professional Realtor is your best resource when buying your home.

LET A REALTOR BE YOUR GUIDE
• A knowledgeable Realtor can save you endless amounts of time, money, and frustration.
• A knowledgeable Realtor knows the housing market inside and out and can help you avoid the “wild goose
chase.”
• A knowledgeable Realtor can help you with any home, even if it is listed elsewhere or if it is being sold
directly by the owner.
• A knowledgeable Realtor knows the best lenders in the area and can help you understand the importance of being preapproved for a mortgage. He or she can also discuss down payments, closing costs, and monthly
payment options that suit you.
• A knowledgeable Realtor is an excellent source for both general and specific information about the community such as schools, churches, shopping, and transportation—plus tips on home inspections and pricing.
• A knowledgeable Realtor is experienced at presenting your offer to the seller and can help you through the
process of negotiating the best price. By bring objectivity to the buying transaction, he or she can point out the advantages and the disadvantages of a particular property.
And the best thing about your Realtor is that all this help normally won’t cost you a cent. Generally speaking, the seller pays the commission to the Realtor (but this may vary from province to province and state to state).

Looking to buy a home...check out these 10 great reasons why you should!!

TEN GREAT REASONS TO BUY A HOME


1. Quality of life – a home provides stability and security for you and

your loved ones.

2. Pride of home ownership – it’s your personal haven and you’re

your own landlord.

3. Historically low interest rates – around 5.5 percent in the U.S.

4. Tax Credit – U.S. government provides a special $8,000 incentive

for qualifying first-time buyers.

5. Appreciation potential – your home investment can grow in value.

6. Equity buildup and debt pay down – homeowners enjoy an

average net worth of approximately $184,000 vs. $4,000 for renters.

7. Leverage – where else can you buy an investment of this magnitude

with 5-10 percent down?

8. Tax deduction advantages – property tax and mortgage interest

write-offs (in Canada, home owners gain a tax benefit upon selling).

9. Tax exemption – up to $500,000 per couple or $250,000 per person

on sale of a primary residence in the United States (no tax upon sale

in Canada).

10. The real cost of renting – at $800 per month, with the average

6 percent rental increase per year, you will pay $126,536 over a 10-

year period but have zero ownership of the property.